What is Checkk AI?
Checkk AI is an artificial intelligence platform designed specifically for P&C independent insurance agencies. It automates the most time-consuming workflows — policy checking, quote comparison, and proposal generation — so your team can focus on selling and servicing clients.
Key Features
AI Policy Reviews
Upload any policy PDF and get a comprehensive coverage analysis in minutes. Checkk AI identifies gaps, flags discrepancies, and provides recommendations — replacing hours of manual review with instant, accurate results.
Side-by-Side Quote Comparison
Compare quotes from multiple carriers instantly. Checkk AI normalizes coverages across carriers and highlights differences, making it easy to find the best option for your client.
Automated Proposal Generation
Generate professional, branded proposals in minutes instead of hours. Pull data directly from your AMS and let Checkk AI format everything beautifully.
AMS Integrations
Checkk AI integrates directly with HawkSoft, AMS360, and WorkSmart — syncing client data, policies, and workflows seamlessly with your existing systems.
How It Works
- Connect Your AMS — Link your agency management system (HawkSoft, AMS360, or WorkSmart) in minutes.
- Upload Documents — Upload policy PDFs, quote documents, or pull data directly from your AMS.
- Get AI-Powered Results — Receive detailed policy analyses, side-by-side comparisons, and ready-to-send proposals in minutes.
What Our Customers Say
"Checkk AI has reduced our policy checking time by 75% and helps find discrepancies with a higher accuracy rate. It's been a huge asset to our service staff."
"The platform is accelerating our comparison process a ton across renewals, remarketing, and new business. Our CSRs can take on more book of business."
"We explored multiple solutions to help with policy checking and quote comparison and Checkk AI easily stands out from the competition in both price and functionality."
Frequently Asked Questions
How does Checkk AI compare to manual policy checking?
Manual reviews take 30–60 minutes per policy and are error-prone. Checkk AI completes reviews in minutes with higher accuracy, catching exclusions and gaps even experienced CSRs might overlook.
How accurate is AI for insurance policy review?
Checkk AI is purpose-built for P&C insurance. Customers report a 75% reduction in review time while increasing accuracy in gap identification.
Can Checkk AI catch E&O exposures?
Yes. It identifies coverage gaps, missing endorsements, and discrepancies that could expose your agency to E&O risk.
Does Checkk AI work with Epic or Applied Systems?
Not yet, but integrations with Applied Epic and Applied TAM are on our roadmap.
What types of policies does Checkk AI support?
All major P&C lines: homeowners, auto, commercial property, general liability, umbrella, workers' comp, BOP, inland marine, and professional liability.
Which AMS systems does Checkk AI integrate with?
Checkk AI integrates with HawkSoft, Vertafore AMS360, and WorkSmart, with more integrations coming soon.
How much does Checkk AI cost?
Flexible pricing based on agency size. Free trial available. Book a demo for details.
How long does it take to get started?
15 minutes. Most agencies are up and running the same day.
Is my data secure?
Yes. Your data is encrypted and AI models do not train on or retain policy information.
Can Checkk AI generate proposals?
Yes. Generate professional, branded insurance proposals in minutes with data pulled from your AMS.
What is insurance policy checking?
Insurance policy checking is the process of reviewing an insurance policy document line by line to verify coverage details, identify gaps, flag exclusions, and ensure the policy meets the client's needs. Traditionally done manually by CSRs — taking 30–60 minutes per policy — this process is now being automated by AI platforms like Checkk AI, which complete the same review in minutes with higher accuracy and consistency.
Checkk AI vs Manual Policy Review
Manual insurance policy reviews take 30–60 minutes per policy and are prone to human error. Checkk AI completes reviews in minutes with 75% time savings and higher accuracy.
Side-by-Side Comparison
- Time per policy review: Manual: 30–60 minutes | Checkk AI: Under 5 minutes
- Coverage gap detection: Manual: Depends on experience | Checkk AI: AI-powered, consistent
- Quote comparison: Manual: Manual spreadsheets | Checkk AI: Instant side-by-side
- Proposal generation: Manual: 1–2 hours | Checkk AI: Minutes with branding
- E&O risk reduction: Manual: Human error–prone | Checkk AI: Comprehensive checklists
- AMS integration: Manual: Copy-paste | Checkk AI: One-click sync
Read the full comparison
Insurance AI Glossary
Policy Review Automation
The use of artificial intelligence to analyze insurance policy documents, extract coverage details, identify gaps and discrepancies, and generate structured reports — replacing manual, line-by-line review.
AI-Powered Quote Comparison
The automated process of normalizing insurance quotes from multiple carriers and displaying them side-by-side, identifying differences in coverage limits, deductibles, exclusions, and pricing.
Insurance Proposal Generation
The automated creation of professional, branded documents that present coverage options to clients, pulling data from agency management systems.
Agency Management System (AMS)
The core software platform that independent insurance agencies use to manage client data, policies, claims, billing, and workflows. Leading platforms include HawkSoft, Vertafore AMS360, and WorkSmart.
Coverage Gap Analysis
The process of comparing an insurance policy's coverages against recommended standards or client needs to identify areas where the insured may be underinsured or missing protection.
P&C Insurance Automation
The use of technology — particularly AI — to streamline workflows in property and casualty insurance agencies, including policy reviews, quote comparisons, proposal generation, and AMS data entry.
View the full glossary